Monthly Archives: August 2012

How to Buy Homeowners Insurance #2 Which Companies are best?

First you need to find out what insurance companies are available in your state.  California’s residential insurance companies.  I don’t know where the other states lists are, but most states have a state level department of insurance. Then you could … Continue reading

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How to Buy Homeowners Insurance #1 Determine the Value of Your Home

The odds are that your house is grossly under-insured. According to United Policyholders surveys, two-thirds of Californians who lose homes in wildfires are under-insured an average of more than $200,000. This is because the insurance companies don’t sell the necessary … Continue reading

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How to Buy Homeowners Insurance – Introduction

After the final financial crash, insurance may not be available for a while.  Most if not all insurance companies will be broke. But meanwhile, you can’t afford to have major debt.  In a deflation, being in debt is catastrophic, you … Continue reading

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Volcanic Eruptions

From Wikipedia, the free encyclopedia A big enough explosion anywhere in the world could cool the earth enough to affect agricultural production world-wide for a year or two. Countries with active volcanoes most likely to cause enough financial losses to … Continue reading

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$40 billion cost when levee system fails in California’s delta

Scientists estimate this would cost $40 billion dollars. 23 million Californians will have no drinking water. Up to 1 million acres of some of the best, most productive farmland in the world will disappear forever as salt water permeates the … Continue reading

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What Will Trigger the Financial Crash?

#1 An Energy Crisis My number one vote for when the financial system worldwide collapses is when the energy shortages begin, sometime between now and the next 5 years.  Even if the depression grows worse meanwhile, that would only slow … Continue reading

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United States: 45,000 deaths per year from lack of health coverage

David Cecere. 17 Sep 2009. 45,000 deaths annually linked to lack of health coverage: Uninsured, working-age Americans have 40 percent higher death risk than privately insured counterparts. Harvard Medical school, Cambridge Health Alliance. Nearly 45,000 annual deaths are associated with … Continue reading

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After Future Disasters, Less Recovery

The financial crisis has reduced the number of A++  A.M.Best rated homeowner insurance companies selling insurance in California to just a handful (such as Chubb, Tokio Marine, and Amica the last time I looked 2 years ago).  In the next big … Continue reading

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