After the 2008 financial crash, many insurance company ratings went down.  We’re far from the end of the financial crash, it’s been postponed by all the government spending and bank bailouts, but nothing has changed, much has grown worse.  So it’s more important than usual to see how financially sound the homeowners insurance companies sold in your state are.

www.ambest.com
A.M. Best Co.’s insurance company rating service rates 6,000 life, property/casualty and health companies according to their financial strength and ability to meet ongoing obligations to policyholders. Their opinions are derived from an evaluation of a company’s balance-sheet strength and operating performance as compared with Best’s quantitative and qualitative standards.

Weissratings.com Strongest Large Homeowner Insurers