Category Archives: Insurance

Until the financial collapse you’ll need good insurance to prevent going into debt

How to find a good Property insurance company

What is a good homeowners insurance company? Solvent enough to pay your claim in a large disaster such as a fire or earthquake, and willing to pay you a reasonable amount of money in timely manner. After the 2008 financial … Continue reading

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Delay, Deny, Defend

Jay M. Feinman.  2010. Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claim and What You Can Do About It. Nearly all of the 3,500 families who burned down in the Oakland 1991 firestorm formed groups by insurance company to … Continue reading

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How to Buy Homeowners Insurance #3 Is the Insurance Company Financially Strong?

After the 2008 financial crash, many insurance company ratings went down.  We’re far from the end of the financial crash, it’s been postponed by all the government spending and bank bailouts, but nothing has changed, much has grown worse.  So … Continue reading

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How to Buy Homeowners Insurance #2 Which Companies are best?

First you need to find out what insurance companies are available in your state.  California’s residential insurance companies.  I don’t know where the other states lists are, but most states have a state level department of insurance. Then you could … Continue reading

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How to Buy Homeowners Insurance #1 Determine the Value of Your Home

The odds are that your house is grossly under-insured. According to United Policyholders surveys, two-thirds of Californians who lose homes in wildfires are under-insured an average of more than $200,000. This is because the insurance companies don’t sell the necessary … Continue reading

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How to Buy Homeowners Insurance – Introduction

After the final financial crash, insurance may not be available for a while.  Most if not all insurance companies will be broke. But meanwhile, you can’t afford to have major debt.  In a deflation, being in debt is catastrophic, you … Continue reading

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