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Category Archives: Insurance What to do
Delay, Deny, Defend: Why insurance companies don’t pay claims
This is a post about disaster insurance, and our own nightmare experience in dealing with the insurance company after our house burned down in the 1991 Oakland California firestorm. Plus a book review of Feinman’s 2010 book “Delay, Deny, Defend: … Continue reading
Posted in Books, Insurance What to do
Tagged arkstorm, earthquake, hurricane, ina delong, insurance, united policyholders
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How to find a good Property insurance company
What is a good homeowners insurance company? Solvent enough to pay your claim in a large disaster such as a fire or earthquake, and willing to pay you a reasonable amount of money in timely manner. After the 2008 financial … Continue reading
Posted in Insurance What to do
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How to Buy Homeowners Insurance #3 Is the Insurance Company Financially Strong?
After the 2008 financial crash, many insurance company ratings went down. We’re far from the end of the financial crash, it’s been postponed by all the government spending and bank bailouts, but nothing has changed, much has grown worse. So … Continue reading
Posted in Insurance What to do
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How to Buy Homeowners Insurance #1 Determine the Value of Your Home
The odds are that your house is grossly under-insured. According to United Policyholders surveys, two-thirds of Californians who lose homes in wildfires are under-insured an average of more than $200,000. This is because the insurance companies don’t sell the necessary … Continue reading
Posted in Insurance What to do
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How to Buy Homeowners Insurance – Introduction
After the final financial crash, insurance may not be available for a while. Most if not all insurance companies will be broke. But meanwhile, you can’t afford to have major debt. In a deflation, being in debt is catastrophic, you … Continue reading
Posted in Insurance What to do, What to do
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